loan against securities
Turn the Value of Your Investments into Opportunities.
Access instant funds with loans against securities
Leverage your investments without letting them go
Unlock the potential of your investments without selling them! At Verma Financial Services, we empower you to access funds while keeping your securities intact. Here’s why a Loan Against Securities is the smarter choice:
Preserve Your Investments
Selling your securities can interrupt your long-term financial growth. By leveraging your equities or mutual funds as collateral, you maintain ownership and continue to benefit from their potential appreciation.
Quick & Flexible Access to Funds
Get an overdraft limit without disturbing your investment portfolio. This ensures liquidity while your investments stay in place, working towards your financial goals.
Competitive Interest Rates
Enjoy attractive interest rates, making it a cost-effective solution compared to personal loans or credit cards.
Loan Structure
Funds are provided as an overdraft limit, giving you the flexibility to use them as needed and pay interest only on the amount utilized.
How it Works?
Eligibility
Minimum securities requirement: ₹1 lakh.
Eligible securities include Equities and Mutual Funds.
Loan Amount
Get up to 90% of the value of your securities, depending on the type of collateral.
Loan Structure
Funds are provided as an overdraft limit, giving you the flexibility to use them as needed and pay interest only on the amount utilized.
Repayment Flexibility
No fixed EMIs. Manage repayments at your convenience within the overdraft limit duration.
Take control of your finances while securing your future
Apply for a Loan Against Securities today!
