“My mutual fund has given me 14% CAGR.” Sounds good, right? But before celebrating that number, there is one simple question I would ask: Did you invest ₹1 lakh at one time, or have you been investing through SIPs? Because…
Explore why FII investment in India may be becoming attractive again. Compare India vs the US on growth, profits, valuations, bond yields and returns.
“Gold prices are at record highs… and experts expect them to rise further.” You’ve probably heard this line recently during a casual conversation with friends or colleagues, at a family dinner, or in a WhatsApp group. Gold and silver have…
I have seen many investors worry about how to build wealth without stress. Interestingly, some of the best results I’ve seen did not come from complex strategies; they came from simple discipline. The 15-15-15 rule in mutual funds is one…
While checking my routine work emails this week, a simple headline from a Capitalmind Mutual Fund house caught my eye: “Have you calculated your Human Capital yet?” It made me pause. The question felt different because it wasn’t about markets…
In its December 2025 meeting, the Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) made a significant decision by cutting the repo rate by 25 basis points, bringing it down from 5.50% to 5.25%. This unanimous decision marks a…
Turtle Theory in Personal Finance isn’t just about investing money; it’s about embracing patience, discipline, and progress at your own pace. In a world where everyone is chasing quick returns and overnight success, the turtle quietly moves forward—steady, focused, and…
Buying a new car is not just about luxury; it represents a significant milestone. It symbolises success, celebrates hard work, and often marks the realisation of a dream. For many young achievers, a car is more than just a vehicle;…
Gold prices are glittering at record highs. Silver has also sprinted ahead like it’s training for the Olympics. And yet, many investors are staring at their mutual fund portfolios and thinking, “Why is my portfolio behaving like it’s on a…
Lenskart is a name many of us know. It has changed the way people in India buy eyeglasses, making them affordable and easy to find, both online and in stores. But there’s a new buzz around the company that has…
