Leave Behind Security, Not Uncertainty
Life is unpredictable but your family’s future shouldn’t be. A good life insurance plan ensures that your loved ones are financially secure, even in the toughest of times. At Verma Financials, we help you choose the right life insurance coverage that fits your life, your responsibilities, and your dreams.
Why Life Insurance Is More Than Just a Policy
Life insurance isn’t just about money, it’s about peace of mind. It’s knowing that if something were to happen to you, your children’s education, your spouse’s lifestyle, or your parents’ care wouldn’t be compromised.
Whether you’re a young professional, a growing family, or planning your legacy, life insurance is the foundation of financial planning and one of the most responsible decisions you can make.
What Does Life Insurance Cover?
- ✅ Financial support to your family in case of untimely demise
- ✅ Payout of a lump sum or monthly income
- ✅ Coverage of debts and loans
- ✅ Income replacement for long-term needs
✅ Tax-saving benefits under Section 80C and 10(10D)
Life Insurance Plans We Offer
Term Life Insurance
Term plans offer pure life cover at an affordable premium, ensuring your family receives a large sum assured in case of your untimely demise. It’s the simplest, most cost-effective way to secure your family’s lifestyle and future.
✅ Best for: Young earners, working parents, loan holders.
🎯 Objective: Income replacement, family protection, debt clearance.
Endowment & Money-Back Plans
These plans offer guaranteed benefits on maturity along with life cover. Money-back variants even provide periodic payouts during the policy term, ideal for those who seek disciplined savings without market exposure.
✅ Best for: Conservative savers, family planners.
🎯 Objective: Education, marriage, milestone-based funding
Annuity Plans
Annuity plans provide regular income post-retirement, ensuring your golden years are stress-free and financially independent. You invest once and receive a steady pension for life just like a paycheck after retirement.
✅ Best for: Retirees, near-retirement professionals
🎯 Objective: Purpose: Retirement income, long-term financial independence
Unit Linked Insurance Plans (ULIP)
ULIPs combine life cover with equity or debt-based investments. They offer flexibility to switch funds and are a great choice for individuals looking to create long-term wealth while staying insured.
✅ Best for: Goal-based investors, financially savvy individuals
🎯Objective: Retirement, child education, wealth creation
